We used Valerie’s services to buy our house. What we liked the most from her is, first of all, her friendly demeanour & her patience to explain to us the process of borrowing money & becoming home owners. Her extensive knowledge on all the different financial institutions was more than helpful as well. Since then we have dealt with Valeria many times & have always been able to appreciate the same quality of service from her.
— Bertrand Dupain & Yoko Takashima
We had been dealing with banks & corporate mortgage brokers for years, & getting less & less understanding & satisfaction when friends suggested Val Wise. In one meeting, eight years ago, she completely changed our economic world for the better, & has been our financial guru ever since.
— Christopher Butterfield & Merrie-Ellen Wilcox
“Over the past twelve years we have arranged all our mortgages through Wise Victoria Mortgages. We have recommended them to many, many friends & co-workers. Very professional & we thank them for their expertise!”
Val, & now Nick, have been our family’s mortgage consultants for over 20 years. They have assisted myself & my two daughters in finding the right mortgages for our needs. They are especially good at navigating the sometimes confusing options offered by the various financial institutions. As one representative said when I told her who was now my mortgage consultant (& moved my mortgage to another provider) “Oh – Val Wise, Canada’s best!” And I agree. I am always happy to recommend Wise mortgages to my friends.
— Kathryn Ogg
I have utilised the mortgage brokerage services of Val, & more recently Nick, for the past 20 or so years for numerous property purchases & refinances. I have also called on them too many times to count to discuss cash flow & finance options when looking at various properties that I, in the end, did not purchase. They have unfailingly provided excellent service, & more importantly, sound advice. I have recommended their invaluable services to many family members, friends & co-workers who have all had similar experiences to mine. Their depth of experience, competence & knowledge has been & will continue to be, for me, a key component of real estate decision making.
— Jeff Horeth, P.Eng.
“My eyes glaze over when words like amortization & disbursements are used in the same sentence! Over 20 years ago I met Val Wise. I not only found the greatest mortgage brokers but also a friend. Val knows my financial needs & has always helped me decide on the best mortgage plan for my lifestyle. I am confident that, when I recommend her, she will do her best for my family & friends as well. ”
When we moved from a small BC town to ‘huge’ Victoria in 2003 & realized that housing prices were far higher than anything we were accustomed to, we panicked – until we were referred to Wise Victoria Mortgages. This was our first time using a mortgage broker & what an amazing first experience! A far cry from any bank mortgage encounter we had been subjected to in the past, & treated with warmth, concern & professionalism – traits most bank lenders don’t possess & would do well to emulate. We explained our vision & needs & were offered sound financial advice, the pros & cons of the many available options, a sense of assurance that we were on the right path, & an amazingly good rate. Now, nine years & 5 houses later (including rental housing we have purchased in other parts of the province), we have directed family & friends to Wise Mortgages & none of us will ever consider using anyone else for our real estate needs! We consider Val & Nick & Wise Victoria Mortgages to be one of our more valued business associates and some of our kindest most caring friends!
— Barry Lance & Carol Lance
As a member of the military I move often, Nick & Val have been there helping me across the country for my last 4 moves. Most recently we had to move fast to get the right house for my family. Nick & Val pilled the whole deal together, including bridge financing, in less than a week. Working with lawyers across two provinces they achieved the impossible with time to spare. Well done team!
— Peter Crain
“We have worked with Val for many years now & she has been fabulous! She works hard to get us the best mortgage rate going & is always very informative & personal about all of our options. We highly recommend her. Thanks Val!”
Where to start….. my first mortgage was obtained through Val some 25 yers ago when I was a single parent with a limited income & little knowledge of the mortgage world. What impressed me immediately was Val’s relaxed, friendly, non-judgemental attitude along with an absolute commitment to getting me the best possible mortgage. She didn’t “fit” me into a mortgage but instead worked to arrange a mortgage that would fit me & then explained it in a way that I was able to understand. To me it was “magic”.
I have used Val’s “magic” & now her son Nick, as well, for all of my mortgages & renewals over the years & remain so impressed with their up-to-date knowledge, worth ethic & commitment to me. They always have my best interests at heart!
— Colleen Walton
Retired teacher/part-time legal secretary
Val & Nick have literally saved us tens of thousands of dollars through their thoughtful dealings with our mortgages. They explain everything thoroughly so that the choices we make are backed up with substantive information paired with their sound judgement. They have shown carding regarding the whole picture of our economic future & have given us information & research even when there was no profit in it for them.
Going to a mortgage broker is a no-brainer. They can always get you a better deal than your bank because they are able to shop your mortgage so thoroughly. Going with Val & Nick to do our mortgages turned out to be one of the best financial decisions we ever made.
One more thing. Val & Nick are kind, honest & positive. We leave their offices reassured & feeling ready to move forward with confidence.
— Jessica Van der Veen
“Having a mortgage is the largest financial decision most people make. Val & Nick are a dynamic team that provide you with the best possible information to meet your personal financial needs. Their service & knowledge is beyond comparison. We recommend Wise Victoria Mortgages to friends, family & colleagues because we know they will be in the hands of professionals you can trust.”
It was my good fortune to have been referred to Wise Victoria Mortgages, for expert loan advice & processing. I have come to place my trust in both Nick & Val, to understand my needs & to secure the financing that is best for my family. Their service has saved me significant time & money. I have a 35 year relationship with my bank & they cannot compete with the products afforded me. I have referred several friends who have all provided positive feedback, & achieved their financing needs following sound recommendations. Some have even been counselled to remain with their current arrangement, to their betterment. Wise Victoria Mortgages will build a relationship for the long term, to the benefit of the client. I strongly recommend meeting with them to gain clarity on your available options.
— Tye Startek
We have been clients of Val Wise for fifteen years. We have been treated with exemplary kindness. The business represents any good value that a person is raised with. We have been guided with sound financial advice & Val has always secured the most cost effective appropriate mortgage on our behalf.
We can highly recommend Val for any mortgage situation whether it is a dog kennel or a mansion, she will find the best financing & treat you with utmost courtesy.
— Judith & Glen Hill